Terms of Service

1. Eligibility

You must be at least 16 years old (or the age of digital consent in your country) and able to form a binding contract. If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

2. Accounts and security

You are responsible for the accuracy of your account information, for safeguarding your credentials, and for all activity under your account. Notify us promptly at legal@[yourdomain].com of any unauthorized use. We may enable optional security features (such as two-factor authentication) which we recommend you use.

3. Subscriptions, billing, and refunds

Paid plans are billed in advance on a recurring basis (monthly or annually) through our payment processor. By subscribing, you authorize recurring charges until you cancel. Fees are stated exclusive of taxes unless noted; you are responsible for applicable taxes. You can cancel at any time, effective at the end of the current billing period.

Except where required by law (including statutory withdrawal/“cooling-off” rights for EU/UK consumers), payments are non-refundable and partial periods are not pro-rated. We may change prices on prospective notice; changes take effect at your next renewal.

4. Acceptable use

You agree not to, and not to permit others to:

• break the law or infringe others’ rights (including IP and privacy rights);
• upload malware or attempt to disrupt, overload, or gain unauthorized access;
• reverse engineer, scrape, or resell the Service except as permitted by law;
• send spam, or use the Service to store or transmit unlawful content.

We may suspend access to protect the Service, our users, or third parties.

5. Your content

You retain ownership of content you submit (“Your Content”). You grant us a worldwide, non-exclusive licence to host, process, and display Your Content solely to operate and improve the Service. You are responsible for Your Content and for having the necessary rights to it.

6. Intellectual property

The Service, including its software, design, and trademarks, is owned by [Company Legal Name] and its licensors and is protected by law. We grant you a limited, revocable, non-exclusive, non-transferable right to use the Service in accordance with these Terms.

7. Third-party services

The Service may integrate third-party services (for example, payment, email, or authentication providers). Their use is governed by their own terms and privacy policies, and we are not responsible for third-party services.

8. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate access if you breach these Terms or where required by law. On termination, your right to use the Service ends; sections that by their nature should survive (e.g. ownership, disclaimers, liability, governing law) will survive.

9. Disclaimers

To the maximum extent permitted by law, the Service is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including fitness for a particular purpose and non-infringement. Some jurisdictions do not allow the exclusion of certain warranties, so some exclusions may not apply to you; nothing in these Terms limits rights that cannot be limited under applicable law (including mandatory consumer protections in the EU/UK).

10. Limitation of liability

To the maximum extent permitted by law, neither party will be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or data. Our aggregate liability arising out of or relating to the Service will not exceed the amounts you paid us in the 12 months before the event giving rise to the claim. These limits do not apply to liability that cannot be excluded by law (e.g. for death or personal injury caused by negligence, or fraud).

11. Indemnification

You agree to indemnify and hold [Company Legal Name] harmless from claims arising out of your misuse of the Service or breach of these Terms, except to the extent prohibited by applicable law.

12. Changes to the Service or Terms

We may modify the Service or these Terms. For material changes we will give reasonable notice (for example, by email or in-app). Your continued use after changes take effect constitutes acceptance; if you do not agree, stop using the Service.

13. Governing law and disputes

These Terms are governed by the laws of [Country/State, e.g. Ireland / Delaware, USA], without regard to conflict-of-law rules, and the courts of [Country/State, e.g. Ireland / Delaware, USA] have jurisdiction — except that mandatory consumer-protection laws of your country of residence (including for EU/UK consumers) continue to apply, and you may bring proceedings in your local courts where the law so provides.

14. Contact

Questions about these Terms: [Company Legal Name], legal@[yourdomain].com, [registered postal address].